A guide to choosing an unlimited card for international payments: review of the best services

If you frequently make international purchases, pay for subscriptions, or use services, a virtual dollar card with unlimited spending capabilities might be just what you need. These cards save time, ensure security, and offer flexibility.

Imagine you’re a freelancer covering expenses for work-related services. Plugins, subscriptions, hosting — all these add up. A regular card may hit its limits. The same applies to frequent travelers. For instance, car rentals or hotel bookings often require deposits. An unlimited card eliminates unexpected declines and payment issues in foreign countries. But how do you choose the right one? Let’s explore the top solutions — virtual cards from PSTNET, Volet, and Ezzocard, then provide a brief guide to making the best choice.

Why is a virtual card better?

Physical cards take time to issue and deliver, while virtual cards can be created in just a few minutes. You can add them to your digital wallet and use them instantly. They don’t get lost or damaged, and their details are easy to update if there’s a suspicion of fraud.

However, not all virtual cards are the same. Some have monthly transaction limits or work only in specific countries. If you need more freedom for payments and regular large transactions, unlimited cards are worth considering.

1. PSTNET

The Ultima card is a virtual card from the financial platform PSTNET. Its standout feature is the absence of any limits or restrictions. You can spend as much as you need, whenever you need to. Additionally, Ultima cards are free of transaction and decline fees, with a minimal top-up fee of just 2%.

Key details:

• Payment Systems: Visa/Mastercard
• Registration: Via Google, Telegram, or Apple ID
• Card Issuance: 1 minute
• Security: 3D Secure, two-factor authentication
• Top-Up Options: Supports 18 cryptocurrencies (e.g., Bitcoin, USDT), SWIFT/SEPA bank transfers, or other Visa/Mastercard cards
• Customer Support: Available 24/7 via Telegram, WhatsApp, and chat

Volet

The Volet platform issues both virtual and physical cards. The Global Plus card offers unlimited spending and integrates with the Volet crypto wallet. Currency conversion from crypto to fiat is managed through this wallet. To convert cryptocurrency into dollars, top up the Volet wallet with crypto, then transfer the required dollar amount to the Volet Global card. Top-up fees start at $1 + 2.95%.

Bear in mind that the service charges for expenses. Each purchase in the card’s currency costs $0.20 per transaction, while purchases in another currency incur $0.20 + 2% conversion fees.

Key details:

• Payment Systems: Visa/Mastercard/UnionPay
• Registration: Account creation, identity verification (KYC), crypto wallet setup, card payment, and physical card delivery
• Card Issuance: Up to 1 week
• Security: Two-factor authentication
• Top-Up Options: BTC, ETH, LTC, bank transfers, and top-ups from other Visa/Mastercard/UnionPay cards
• Customer Support: 24/7 via chat, email, and phone

Ezzocard

Ezzocard specializes in virtual prepaid cards. These cards are especially suited for one-time purchases when you’re unsure about a seller’s reliability.

The key advantage of Ezzocard is the ease and speed of card issuance. Users don’t need to complete a verification process. Although Ezzocard cards have spending limits, they can be issued in unlimited quantities, effectively offering the functionality of true unlimited cards.

Ezzocard does not charge transaction fees, but there is a card issuance fee based on the card’s denomination and type. Cards are available in denominations ranging from $10 to $20,000.

Key details:

• Payment Systems: Visa/Mastercard
• Registration: Not required; cards can be purchased instantly on the platform
• Card Issuance: 5 minutes
• Security: 3D Secure
• Top-Up Options: 9 cryptocurrencies (BTC, USDT TRC20, and others)
• Customer Support: 24/7 via the platform’s chat

How to choose the right card

Before selecting a card, consider the tasks it needs to accomplish. If you plan to shop exclusively in the US, ensure the card supports American payment systems. If paying for ads in Europe is essential, the card must work with European services. Study the card’s geographic coverage in advance.

Security is another key factor. Look for features like 3D Secure, which adds an extra layer of protection. For instance, you’ll receive a verification code on your phone, and the payment will only go through once you enter it. This prevents unauthorized withdrawals.

When dealing with large sums, responsive customer support is crucial. For example, if you accidentally input incorrect recipient details, being able to quickly contact an operator can resolve the issue in minutes. Check whether the company provides 24/7 support.

Some services may offer competitive rates but include hidden fees for certain operations. For instance, currency conversion might cost more than expected. Review all terms before committing to a card.

Conclusion

Unlimited virtual cards are a convenient solution for international payments. They save time, provide security, and offer flexibility, making them especially valuable for those handling large transactions or traveling frequently. However, choosing the right card requires careful consideration.

Determine the tasks the card should address and review its features: geographic coverage, security level, top-up conditions, and hidden fees. The reliability of the service and the availability of 24/7 support will help you avoid unpleasant surprises and ensure a seamless experience.

We hope our ranking helps you find the perfect card for your needs.